Colony Bankcorp, Inc. - Common Stock (CBAN)

Frequently Asked Questions About Colony Bankcorp, Inc. - Common Stock (CBAN)

Does Colony Bankcorp, Inc. pay dividends?

Colony Bankcorp, Inc. does provide dividends to its shareholders, reflecting its commitment to returning value to investors. The specific dividend amount and payment schedule are determined by the board of directors and can vary based on the company's financial performance and strategic goals.

How can customers access Colony Bank's services?

Customers can access Colony Bank's services through various channels, including physical branch locations, online banking, and mobile banking applications. These platforms offer convenience and accessibility for customers to manage their accounts and conduct transactions.

How can customers open an account with Colony Bank?

Customers interested in opening an account with Colony Bank can do so by visiting a local branch or by utilizing the bank's online account opening system. The process is designed to be user-friendly, requiring potential account holders to provide identification and other documentation to comply with regulatory requirements.

How can shareholders communicate with Colony Bankcorp, Inc.?

Shareholders can communicate with Colony Bankcorp, Inc. through various channels, including investor relations contact information provided on the company's website. The bank maintains transparency and encourages open communication with its investors regarding their interests.

How does Colony Bank support small businesses?

Colony Bank actively supports small businesses by providing tailored financial solutions, including business loans, lines of credit, and treasury management services. The bank also offers guidance and resources to help entrepreneurs navigate their financial challenges and grow their operations.

How does Colony Bankcorp, Inc. ensure customer satisfaction?

Colony Bankcorp, Inc. prioritizes customer satisfaction by focusing on quality service delivery, addressing customer feedback, and continuously improving their offerings. The bank aims to create positive experiences that lead to long-term relationships with its clients.

How does Colony Bankcorp, Inc. handle digital banking?

Colony Bankcorp, Inc. has embraced digital banking by offering a suite of online and mobile banking services that provide customers with convenient access to their accounts. These services include online bill pay, mobile check deposit, fund transfers, and account management tools, enhancing the banking experience for tech-savvy customers.

How often does Colony Bankcorp, Inc. report its earnings?

Colony Bankcorp, Inc. typically reports its earnings on a quarterly basis as part of its regulatory requirements. These earnings reports provide stakeholders with insights into the bank's financial performance, including revenue, net income, and other key metrics crucial for investors and analysts.

Is Colony Bankcorp, Inc. publicly traded?

Yes, Colony Bankcorp, Inc. is a publicly traded company listed on the New York Stock Exchange under the ticker symbol CBAN. Being publicly traded allows the company to access capital markets and offer its shares to a broader range of investors.

What are the future plans for Colony Bankcorp, Inc.?

Colony Bankcorp, Inc. has plans to continue growing its footprint in the Georgia market while enhancing its service offerings. The company aims to invest in technology, improve customer experience, and expand its range of financial products to better serve its customers and drive sustainable growth.

What are the main services offered by Colony Bank?

Colony Bank offers a wide range of services designed to meet the diverse financial needs of its customers. These services include personal banking products like savings and checking accounts, as well as consumer loans, credit cards, and mortgages. For businesses, the bank provides commercial banking services, including business loans, credit lines, treasury management, and merchant services, all aimed at supporting the growth and success of local enterprises.

What are the risks associated with investing in Colony Bankcorp, Inc.?

Investing in Colony Bankcorp, Inc. carries risks common to the banking sector, including market fluctuations, credit risk, and regulatory changes. Potential investors should conduct thorough research and consider these factors before making investment decisions.

What does Colony Bankcorp, Inc. do?

Colony Bankcorp, Inc. is a financial holding company based in the United States that primarily engages in providing a range of banking services through its subsidiary, Colony Bank. The company offers various banking products, including loans, deposits, treasury management, and other financial services to individuals and businesses in its operating markets.

What financial services do they provide for businesses?

Colony Bank provides a variety of financial services tailored for businesses, such as commercial loans, treasury management services, merchant services, and business credit cards. These offerings are designed to help businesses manage their finances efficiently and support their growth.

What is Colony Bank's approach to community involvement?

Colony Bank is deeply committed to community involvement and actively participates in various community service initiatives. The bank encourages its employees to engage in volunteer activities and supports local organizations, reinforcing its dedication to enhancing the quality of life in the communities it serves.

What is Colony Bank's approach to risk management?

Colony Bank employs a comprehensive risk management strategy to identify, assess, and mitigate risks that could impact the organization. This includes monitoring credit risks, operational risks, compliance risks, and market risks through systematic processes and best practices to ensure the safety and soundness of the bank.

What is Colony Bankcorp, Inc.'s approach to digital banking?

Colony Bankcorp, Inc. embraces digital banking by offering robust online and mobile banking solutions. The bank invests in technology to enhance user experience, making it convenient for customers to manage their finances, transfer funds, and access banking services remotely.

What is Colony Bankcorp, Inc.'s commitment to the community?

Colony Bankcorp, Inc. is dedicated to community engagement and corporate social responsibility. The bank actively supports local initiatives, charities, and events, believing in giving back to the communities it serves to contribute positively to their growth and development.

What is the company's mission statement?

Colony Bankcorp, Inc. aims to enhance the financial lives of its customers by providing personalized banking solutions and exceptional customer service. The company's mission focuses on building long-term relationships, contributing positively to the communities it serves, and ensuring sustainable growth through prudent management.

What is the significance of Colony Bank's community banks?

Colony Bank's community banks play a crucial role in offering localized banking services, ensuring that customers receive personalized attention and solutions that meet their specific needs. These community-centric branches foster trust and relationships, which are essential for effective banking.

What is the stock symbol for Colony Bankcorp, Inc.?

The stock symbol for Colony Bankcorp, Inc. is CBAN. It is traded on the Nasdaq stock exchange, which provides investors with the opportunity to invest in the company and participate in its growth.

What kind of loans does Colony Bank provide?

Colony Bank provides several types of loans, including personal loans, home mortgages, commercial real estate financing, and business lines of credit. The bank aims to support both individual and business customers in achieving their financial goals with tailored lending solutions.

What markets does Colony Bank serve?

Colony Bank serves markets primarily in Georgia, focusing on both urban and rural communities. The bank aims to meet the financial needs of its diverse customer base through a network of branches and digital banking services, ensuring accessibility and convenience for all clients.

What recent awards or recognitions has Colony Bank received?

Colony Bankcorp, Inc. has received various accolades for its exceptional service and community involvement, including local business excellence awards and recognition from banking associations. These honors reflect the bank's commitment to quality service and community engagement.

What regions does Colony Bank serve?

Colony Bank serves multiple regions across Georgia, with branches strategically located in various communities. The bank focuses on delivering personalized banking services tailored to the specific needs of each community it serves.

What risks does Colony Bankcorp, Inc. face?

Colony Bankcorp, Inc. faces various risks typical for the banking sector, including credit risk, interest rate risk, operational risk, market risk, and compliance risk. The management team continually monitors these risks and implements strategies to mitigate their impact on the bank's financial health.

What sets Colony Bank apart from competitors?

Colony Bank differentiates itself by offering a community-focused banking experience, emphasizing personalized customer service and building long-term relationships. The bank also aims to provide innovative financial products and services that meet the evolving needs of its clients.

What type of investment opportunities does Colony Bankcorp, Inc. offer?

As a publicly traded company, Colony Bankcorp, Inc. offers investment opportunities through the purchase of its common stock. Investors can benefit from potential capital appreciation, dividend payments, and participating in the bank's overall growth.

What type of loans does Colony Bank offer?

Colony Bank offers a variety of loan products designed to meet the needs of individual and business customers. This includes personal loans, home mortgages, auto loans, as well as commercial loans for businesses seeking financing for equipment, real estate purchases, or operational expenses.

What types of accounts does Colony Bank offer?

Colony Bank offers a wide variety of accounts, including personal checking and savings accounts, business accounts, and certificates of deposit (CDs). The bank provides competitive interest rates and various features to cater to different financial needs of its customers.

When was Colony Bankcorp, Inc. founded?

Colony Bankcorp, Inc. was founded in 2000, and it has since grown to serve a diverse clientele through its commitment to delivering quality banking services. The company has established itself in the community banking sector, focusing on personal and commercial banking.

Where is Colony Bankcorp, Inc. headquartered?

The headquarters of Colony Bankcorp, Inc. is located in Fitzgerald, Georgia. This central location allows the bank to effectively serve its customers throughout the region and to expand its reach in the growing markets it operates.

Who are the key executives at Colony Bankcorp, Inc.?

Colony Bankcorp, Inc. is led by a team of experienced executives, including the President and CEO, who is responsible for the overall strategic direction of the company. The team is committed to enhancing customer experiences, driving growth, and maintaining financial stability.

Who are the key executives of Colony Bankcorp, Inc.?

The key executives of Colony Bankcorp, Inc. include a team of experienced professionals with backgrounds in banking and finance. This leadership team focuses on driving the bank's strategic initiatives, operational excellence, and service quality to enhance customer satisfaction and meet organizational goals.

What is the current price of Colony Bankcorp, Inc. - Common Stock?

The current price of Colony Bankcorp, Inc. - Common Stock is 14.66

When was Colony Bankcorp, Inc. - Common Stock last traded?

The last trade of Colony Bankcorp, Inc. - Common Stock was at 7:00 pm EDT on April 4th, 2025

What is the market capitalization of Colony Bankcorp, Inc. - Common Stock?

The market capitalization of Colony Bankcorp, Inc. - Common Stock is 200.46M

How many shares of Colony Bankcorp, Inc. - Common Stock are outstanding?

Colony Bankcorp, Inc. - Common Stock has 13.67M shares outstanding.